> For the complete documentation index, see [llms.txt](https://docs.beehiveclimate.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.beehiveclimate.com/getting-started/physical-risk.md).

# Physical Risk

An overview of how to model your company's physical risk with international coverage for various climate hazards, and how to view/interpret the output.

Rapidly quantifying exposure to acute hazards transforms abstract climate data into concrete financial impacts, enabling you to prioritize resilience investments where they matter most. This level of granular, global insight is foundational for defensible regulatory reporting and strategic capital planning in an increasingly volatile climate.

Beehive's physical risk modeling capabilities are realized via the following modules:

* **Scores:** An asset-level summary of physical climate risk across various forward-looking scenarios.
* **Map:** A visual map showing geolocations of your assets and corresponding physical risks.
* **Insights:** A dashboard showing high-level physical risk insights via graphs and charts.
* **Impact:** A dashboard showing high-level financial impact insights via graphs and charts.
* **Risk Planning:** A summary of physical risk and financial impact for a specified time period in the future intended for forward-looking risk planning.

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## Scores

The Scores module provides an asset-level summary of physical climate risk across various forward-looking scenarios. Additionally, it provides the flexibility to filter by asset type, hazard, risk score, or continent, providing an efficient way to explore your data more thoroughly. Lastly, users have the option to export an audit trail for transparency and communication internally.

An overview of the Scores module is provided below:

{% @arcade/embed flowId="pefMT7xzwlh4P6KP1u8g" url="<https://app.arcade.software/share/pefMT7xzwlh4P6KP1u8g>" %}

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## Map

The Map module shows your assets geolocated across the globe, offering an easy-to-digest visual for physical risk comprehension within your organization. Users may filter by asset type, score, hazard, time frame, or scenario. Lastly, users may filter between the map view type (i.e., "Default Map" or "Risk Map") for different ways to view the risk across the globe.

An overview of the Map module is provided below:

{% @arcade/embed flowId="lro5BDHD45sg4CTmbNQU" url="<https://app.arcade.software/share/lro5BDHD45sg4CTmbNQU>" %}

***

## Insights

The Impact module provides customizable dashboards containing tiles, charts, and graphs detailing various aspects of your organization's physical climate risk. The following dashboards are included by default:

* **Climate Risk Overview:** Provides an overview of your organization's climate risks scores through various tiles, charts, and graphs.
* **Full Portfolio Overview:** Provides a table of your organization's climate risks broken out by asset category and hazard type.
* **Live Conditions:** Provides an overview of the actual extreme weather events currently impacting your asset portfolio internationally.
* **Impact:** Provides an overview of the climate-related financial risk impacting your organization.
* **Temperature Data:** Provides an overview of the projected hourly temperature of your assets across time horizons and climate scenarios.

Further, note that users may customize any existing dashboard by using AI to edit the existing components or to add components to each dashboard.

Lastly, users may start from scratch to build their own fully customized dashboards specific to their business needs.

An overview of the Insights module is provided below:

{% @arcade/embed flowId="oltAIKd9r48zQPxLzUoZ" url="<https://app.arcade.software/share/oltAIKd9r48zQPxLzUoZ>" %}

***

## Impact

The Impact module provides a dashboard showing high-level financial impact insights via graphs and charts. More specifically, users get the total financial impact as risk due to physical climate events, the highest risk asset, highest risk country, and most impactful hazard by dollar value. In addition, several charts and graphs put financial metrics into more context by various categories (e.g., risk by hazard type). Users may filter by asset type, continent, hazard, time frame, and scenario.

An overview of the Impact module is provided below:

{% @arcade/embed flowId="kz4KSKqBSOtZMPkwbiLI" url="<https://app.arcade.software/share/kz4KSKqBSOtZMPkwbiLI>" %}

#### More on Impact Calculations

Note that users maintain full agency into how financial impact is calculated within an organization as these formulas and variables are fully customizable. For more information on this process, see the [***Quantifying Financial Impacts Within Your Organization***](/financial-impact/quantifying-financial-impacts-within-your-organization.md) section.